:root {

  --navy:#0a1628;--navy-mid:#112240;--navy-light:#1a3560;

  --blue:#1755e8;--blue-mid:#2563eb;--blue-light:#3b82f6;

  --blue-pale:#eff4ff;--blue-pale2:#dbeafe;--green:#07933a;

  --sky:#06b6d4;--gold:#d97706;--gold-light:#fbbf24;

  --white:#ffffff;--off-white:#fafbfd;

  --gray-50:#f8fafc;--gray-100:#f1f5f9;--gray-200:#e2e8f0;

  --gray-400:#94a3b8;--gray-500:#64748b;--gray-700:#334155;--gray-900:#0f172a;

  --font-serif:'Instrument Serif',Georgia,serif;

  --font-sans:'Plus Jakarta Sans',sans-serif;

  --r-sm:8px;--r-md:14px;--r-lg:20px;--r-xl:28px;

  --sh-sm:0 2px 12px rgba(10,22,40,.08);

  --sh-md:0 8px 32px rgba(10,22,40,.12);

  --sh-lg:0 20px 60px rgba(10,22,40,.16);

  --sh-xl:0 32px 80px rgba(10,22,40,.22);

  --sh-blue:0 12px 40px rgba(23,85,232,.3);

}

*,*::before,*::after{box-sizing:border-box;margin:0;padding:0}

html{scroll-behavior:smooth}

body{font-family:var(--font-sans);color:var(--gray-700);background:var(--white);overflow-x:hidden;-webkit-font-smoothing:antialiased}

h1,h2,h3,h4{font-family:var(--font-serif)}

a{text-decoration:none;color:inherit}



/* UTILITIES */

.section-eyebrow{display:inline-flex;align-items:center;gap:7px;font-family:var(--font-sans);font-size:.72rem;font-weight:700;letter-spacing:.12em;text-transform:uppercase;color:var(--blue);background:var(--blue-pale);padding:6px 14px;border-radius:100px;border:1px solid var(--blue-pale2);margin-bottom:20px}

.section-eyebrow .dot{width:6px;height:6px;border-radius:50%;background:var(--blue)}

.section-h{font-family:var(--font-serif);font-size:clamp(2.1rem,3.8vw,2.8rem);font-weight:400;line-height:1.18;color:var(--navy);letter-spacing:-.01em}

.section-h em{font-style:italic;color:var(--blue)}

.section-p{font-size:.97rem;color:var(--gray-500);line-height:1.75;max-width:auto;}



/* BUTTONS */

.btn-pl{display:inline-flex;align-items:center;gap:8px;background:var(--blue);color:var(--white);font-family:var(--font-sans);font-weight:700;font-size:.88rem;padding:14px 28px;border-radius:100px;border:none;cursor:pointer;box-shadow:var(--sh-blue);transition:background .25s,transform .25s,box-shadow .25s;letter-spacing:.01em}

.btn-pl:hover{background:#1045c8;transform:translateY(-2px);box-shadow:0 16px 48px rgba(23,85,232,.38);color:var(--white)}

.btn-pl.lg{font-size:.95rem;padding:16px 36px}

.btn-ghost{display:inline-flex;align-items:center;gap:8px;background:transparent;color:var(--gray-700);font-family:var(--font-sans);font-weight:600;font-size:.88rem;padding:13px 26px;border-radius:100px;border:1.5px solid var(--gray-200);cursor:pointer;transition:all .25s}

.btn-ghost:hover{border-color:var(--blue);color:var(--blue);background:var(--blue-pale)}

.btn-white-outline{display:inline-flex;align-items:center;gap:8px;background:rgba(255,255,255,.1);color:var(--white);font-family:var(--font-sans);font-weight:600;font-size:.88rem;padding:13px 26px;border-radius:100px;border:1.5px solid rgba(255,255,255,.3);cursor:pointer;backdrop-filter:blur(8px);transition:all .25s}

.btn-white-outline:hover{background:rgba(255,255,255,.2);border-color:rgba(255,255,255,.6);color:var(--white);transform:translateY(-2px)}



/* ══ NAVBAR ══ */

#mainNav{position:fixed;top:0;left:0;right:0;z-index:9000;padding:18px 0;transition:background .4s,padding .4s,box-shadow .4s}

#mainNav.scrolled{background:rgb(14 36 76);backdrop-filter:blur(20px);-webkit-backdrop-filter:blur(20px);box-shadow:0 1px 0 rgba(10,22,40,.08),0 4px 24px rgba(10,22,40,.07);padding:12px 0}

.nav-inner{display:flex;align-items:center;justify-content:space-between;gap:16px}

.nav-logo{display:flex;align-items:center;gap:6px;flex-shrink:0}

.nav-logo-icon{width:36px;height:36px;background:var(--blue);border-radius:10px;display:grid;place-items:center;color:var(--white);font-size:.95rem;box-shadow:0 4px 12px rgba(23,85,232,.35)}

.nav-logo-text{font-family:var(--font-serif);font-size:1.7rem;color:var(--white);letter-spacing:-.02em;transition:color .3s}

.nav-logo-text span{color:var(--gold-light)}

.nav-logo{width: 170px;}

.nav-logo img{width: 100%}
.foot-logo{width: 170px;}

.foot-logo img{width: 100%} 

#mainNav.scrolled .nav-logo-text{color:var(--navy)}

.nav-menu{display:flex;align-items:center;gap:2px;list-style:none}

.nav-item{position:relative}

.nav-link-pl{display:flex;align-items:center;gap:5px;font-size:.84rem;font-weight:500;color:rgba(255,255,255,.82);padding:8px 12px;border-radius:var(--r-sm);transition:all .2s;white-space:nowrap;cursor:pointer;border:none;background:transparent}

.nav-link-pl:hover,.nav-link-pl.active{color:var(--white);background:rgba(255,255,255,.1)}

#mainNav.scrolled .nav-link-pl{color:var(--gray-500)}

#mainNav.scrolled .nav-link-pl:hover,#mainNav.scrolled .nav-link-pl.active{color:var(--blue);background:var(--blue-pale)}

.nav-link-pl .chev{font-size:.6rem;transition:transform .25s}

.nav-item:hover .nav-link-pl .chev{transform:rotate(180deg)}



/* DROPDOWN */

.nav-dropdown{position:absolute;top:calc(100% + 4px);left:50%;transform:translateX(-50%) translateY(8px);background:var(--white);border:1px solid var(--gray-100);border-radius:var(--r-lg);box-shadow:var(--sh-xl);padding:10px;min-width:600px;opacity:0;visibility:hidden;transition:opacity .25s,transform .25s,visibility .25s;pointer-events:none}

.nav-item:hover .nav-dropdown{opacity:1;visibility:visible;transform:translateX(-50%) translateY(0);pointer-events:auto}

.dd-grid{display:grid;grid-template-columns:1fr 1fr;gap:4px}

.dd-item{display:flex;align-items:flex-start;gap:14px;padding:14px 16px;border-radius:var(--r-md);transition:background .2s;cursor:pointer}

.dd-item:hover{background:var(--gray-50)}

.dd-icon{width:44px;height:44px;border-radius:12px;display:grid;place-items:center;font-size:1.05rem;flex-shrink:0;transition:transform .2s}

.dd-item:hover .dd-icon{transform:scale(1.08)}

.ic-blue{background:var(--blue-pale);color:var(--blue)}

.ic-teal{background:#ccfbf1;color:#0d9488}

.ic-orange{background:#ffedd5;color:#ea580c}

.ic-indigo{background:#eef2ff;color:#4f46e5}

.ic-rose{background:#fff1f2;color:#e11d48}

.ic-amber{background:#fffbeb;color:#d97706}

.dd-text h6{font-family:var(--font-sans);font-size:.87rem;font-weight:700;color:var(--gray-900);margin-bottom:3px}

.dd-text p{font-size:.77rem;color:var(--gray-400);line-height:1.45;margin:0}

 

.nav-cta{display:flex;align-items:center;gap:10px}

.btn-nav-login{font-size:.83rem;font-weight:600;color:rgba(255,255,255,.82);padding:8px 16px;border-radius:100px;border:1.5px solid rgba(255,255,255,.25);background:transparent;cursor:pointer;transition:all .2s}

.btn-nav-login:hover{color:var(--white);border-color:rgba(255,255,255,.6);background:rgba(255,255,255,.1)}

#mainNav.scrolled .btn-nav-login{color:var(--gray-700);border-color:var(--gray-200)}

#mainNav.scrolled .btn-nav-login:hover{color:var(--blue);border-color:var(--blue);background:var(--blue-pale)}

.btn-nav-whatsapp-quote{font-size:23px;font-weight:700;color:var(--white);padding:6px 8px;border-radius:100px;border:none;background:var(--green);cursor:pointer;box-shadow:0 4px 16px rgba(23,85,232,.3);transition:all .2s;display:flex;align-items:center;gap:6px}

.btn-nav-phone-quote{font-size:17px;font-weight:700;color:var(--white);padding:9px 10px;border-radius:100px;border:none;background:var(--blue);cursor:pointer;box-shadow:0 4px 16px rgba(23,85,232,.3);transition:all .2s;display:flex;align-items:center;gap:6px}

.btn-nav-quote{font-size:.83rem;font-weight:700;color:var(--white);padding:9px 20px;border-radius:100px;border:none;background:var(--blue);cursor:pointer;box-shadow:0 4px 16px rgba(23,85,232,.3);transition:all .2s;display:flex;align-items:center;gap:6px}

.btn-nav-quote:hover{background:#1045c8;transform:translateY(-1px)}

.mob-toggle{display:none;background:rgba(255,255,255,.1);border:1px solid rgba(255,255,255,.2);border-radius:var(--r-sm);padding:8px 10px;color:var(--white);cursor:pointer;font-size:1rem}

#mainNav.scrolled .mob-toggle{background:var(--gray-100);border-color:var(--gray-200);color:var(--gray-700)}

#mobileMenu{display:none;margin-top:12px;background:var(--white);border-radius:var(--r-lg);padding:16px;box-shadow:var(--sh-xl);border:1px solid var(--gray-100)}

.mob-link{display:flex;align-items:center;justify-content:space-between;padding:11px 14px;border-radius:var(--r-sm);font-size:.88rem;font-weight:500;color:var(--gray-700);cursor:pointer;transition:background .15s;border:none;background:transparent;width:100%}

.mob-link:hover{background:var(--gray-50);color:var(--blue)}

.mob-sub{display:none;padding:4px 0 4px 14px}

.mob-sublink{display:flex;align-items:center;gap:10px;padding:9px 12px;border-radius:var(--r-sm);font-size:.83rem;color:var(--gray-500);transition:all .15s}

.mob-sublink:hover{background:var(--blue-pale);color:var(--blue)}

.mob-sublink i{width:18px;text-align:center}

.mob-divider{height:1px;background:var(--gray-100);margin:8px 0}

.mob-cta{display:flex;gap:10px;padding-top:8px}

@media(max-width:1100px){.nav-menu{display:none}.mob-toggle{display:block}}

@media(max-width:480px){
    .nav-cta{
    position: absolute;
    right: 0;
    display: grid;
    top: 110px;
    float: right;
  }

  .btn-nav-whatsapp-quote:hover{
    padding: 6px 20px 6px 8px !important;
  }
   .btn-nav-phone-quote:hover{
        padding: 6px 20px 6px 8px !important;
  }
  .btn-nav-whatsapp-quote, .btn-nav-phone-quote{
    border-radius: 0px !important;
           border-top-left-radius: 3px !important;
        border-bottom-left-radius: 3px !important;
        float: right;
  }
  .btn-nav-quote{display: none;}


  
.btn-pl.lg{padding:15px 17px !important;}

.btn-white-outline{
  padding:14px 15px !important;
}
.hero-actions{
  flex-wrap: nowrap !important;
}
}



/* ══ HERO ══ */



/* ══ LAYOUT HELPERS ══ */

.container{max-width:1200px;margin:0 auto;padding:0 24px}

.row{display:flex;flex-wrap:wrap;margin:0 -12px}

.col-lg-6{width:50%;padding:0 12px}

.col-lg-5{width:41.6667%;padding:0 12px}

.offset-lg-1{margin-left:8.3333%}

.align-items-center{align-items:center}



/* ══ BUTTONS ══ */

.btn-pl{display:inline-flex;align-items:center;gap:9px;background:var(--blue);color:#fff;font-family:var(--font-sans);font-size:.88rem;font-weight:700;padding:14px 26px;border-radius:100px;text-decoration:none;letter-spacing:.01em;transition:background .2s,transform .15s,box-shadow .2s;box-shadow:0 4px 20px rgba(37,99,235,.4)}

.btn-pl:hover{background:#1d4ed8;transform:translateY(-1px);box-shadow:0 8px 28px rgba(37,99,235,.5)}

.btn-pl.lg{padding:15px 30px;font-size:.92rem}

.btn-white-outline{display:inline-flex;align-items:center;gap:8px;background:transparent;color:rgba(255,255,255,.85);font-family:var(--font-sans);font-size:.88rem;font-weight:600;padding:14px 26px;border-radius:100px;border:1.5px solid rgba(255,255,255,.25);text-decoration:none;transition:border-color .2s,background .2s,color .2s}

.btn-white-outline:hover{border-color:rgba(255,255,255,.55);background:rgba(255,255,255,.07);color:#fff}



/* ══ HERO ══ */

.hero{

  min-height:100vh;

  background:

    url("data:image/svg+xml,%3Csvg width='60' height='60' viewBox='0 0 60 60' xmlns='http://www.w3.org/2000/svg'%3E%3Cg fill='none'%3E%3Cg fill='%23ffffff' fill-opacity='0.025'%3E%3Cpath d='M36 34v-4h-2v4h-4v2h4v4h2v-4h4v-2h-4zm0-30V0h-2v4h-4v2h4v4h2V6h4V4h-4zM6 34v-4H4v4H0v2h4v4h2v-4h4v-2H6zM6 4V0H4v4H0v2h4v4h2V6h4V4H6z'/%3E%3C/g%3E%3C/g%3E%3C/svg%3E"),

    radial-gradient(ellipse 120% 80% at 85% 15%,rgba(6,182,212,.15) 0%,transparent 55%),

    radial-gradient(ellipse 80% 70% at 5% 90%,rgba(23,85,232,.18) 0%,transparent 55%),

    linear-gradient(148deg,#071525 0%,#0d2248 50%,#102a5a 100%);

  display:flex;

  align-items:center;

  padding:130px 0 1px;

  position:relative;

  overflow:hidden

}

.hero::before{

  content:'';position:absolute;width:700px;height:700px;border-radius:50%;

  border:1px solid rgba(255,255,255,.04);right:-200px;top:50%;transform:translateY(-50%)

}

.hero::after{

  content:'';position:absolute;width:1000px;height:1000px;border-radius:50%;

  border:1px solid rgba(255,255,255,.025);right:-350px;top:50%;transform:translateY(-50%)

}



/* ══ HERO LEFT ══ */

.hero-tag{

  display:inline-flex;align-items:center;gap:8px;

  background:rgba(255,255,255,.07);border:1px solid rgba(255,255,255,.14);

  border-radius:100px;padding:7px 16px 7px 10px;

  font-family: math;

  color:#ffb113;font-size:.77rem;font-weight:600;

  letter-spacing:.05em;text-transform:uppercase;margin-bottom:28px;backdrop-filter:blur(8px)

}



.hero-h{

  font-family:var(--font-serif);font-size:clamp(2.9rem,4.5vw,3.4rem);

  font-weight:400;color:var(--white);line-height:1.1;letter-spacing:-.025em;margin-bottom:22px

}

.hero-h .ital{font-style:italic;color:#93c5fd}

.hero-sub{

  font-size:1.05rem;color:rgba(255,255,255,.62);line-height:1.75;

  margin-bottom:38px;max-width:500px;font-weight:400

}

.hero-sub strong{color:rgba(255,255,255,.9);font-weight:600}

.hero-actions{display:flex;flex-wrap:wrap;gap:14px;margin-bottom:52px}



/* Trust bar */

.hero-trust{

  display:flex;flex-wrap:wrap;

  border:1px solid rgba(255,255,255,.1);border-radius:var(--r-lg);

  background:rgba(255,255,255,.05);backdrop-filter:blur(12px);

  overflow:hidden;width:fit-content

}

.hti{padding:14px 26px;display:flex;align-items:center;gap:10px;border-right:1px solid rgba(255,255,255,.08)}

.hti:last-child{border-right:none}

.hti-icon{width:34px;height:34px;border-radius:10px;background:rgba(255,255,255,.1);display:grid;place-items:center;font-size:.9rem;color:#93c5fd;flex-shrink:0}

.hti-num{font-size:1rem;font-weight:800;color:var(--white);line-height:1.1}

.hti-label{font-size:.74rem;color:rgba(255,255,255,.5);font-weight:500}



/* ══ HERO RIGHT — REDESIGNED ══ */

.hero-visual{position:relative}



/* Main card */

.hero-card-main{

  background:#ffffff;

  border-radius:28px;

  padding:34px;

  box-shadow:var(--sh-xl);

  position:relative;z-index:2

}



/* Card header */

.hcm-head{display:flex;align-items:center;justify-content:space-between;margin-bottom:28px}

.hcm-title{font-family:var(--font-serif);font-size:1.18rem;color:var(--navy);letter-spacing:-.01em}

.hcm-badge{

  display:flex;align-items:center;gap:6px;

  background:#f0fdf4;border:1px solid #bbf7d0;

  border-radius:100px;padding:5px 12px

}

.hcm-badge-dot{

  width:7px;height:7px;border-radius:50%;background:#22c55e;

  animation:pulseDot 2s ease-in-out infinite

}

@keyframes pulseDot{0%,100%{opacity:1;transform:scale(1)}50%{opacity:.55;transform:scale(.8)}}

.hcm-badge-text{font-size:.72rem;font-weight:700;color:#15803d;letter-spacing:.04em;text-transform:uppercase}



/* Donut + bars row */

.hcm-donut-row{display:flex;align-items:center;gap:26px;margin-bottom:26px}

.hcm-donut{flex-shrink:0;position:relative}

.hcm-donut svg circle{transition:stroke-dashoffset 1.4s cubic-bezier(.4,0,.2,1)}



/* Stat bars beside donut */

.hcm-bars{flex:1}

.hb-item{margin-bottom:14px}

.hb-item:last-child{margin-bottom:0}

.hb-row{display:flex;justify-content:space-between;align-items:center;margin-bottom:5px}

.hb-label{font-size:.75rem;font-weight:600;color:var(--gray-500);letter-spacing:.01em}

.hb-value{font-size:.78rem;font-weight:800;color:var(--navy)}

.hb-track{height:5px;background:var(--gray-100);border-radius:100px;overflow:hidden}

.hb-fill{height:100%;border-radius:100px;transform:scaleX(0);transform-origin:left;animation:bFill 1.5s cubic-bezier(.4,0,.2,1) forwards}

.hb-fill.c1{background:linear-gradient(90deg,#3b82f6,#93c5fd);animation-delay:.6s}

.hb-fill.c2{background:linear-gradient(90deg,#8b5cf6,#c4b5fd);animation-delay:.8s}

.hb-fill.c3{background:linear-gradient(90deg,#f59e0b,#fcd34d);animation-delay:1s}

@keyframes bFill{to{transform:scaleX(1)}}



/* Divider */

.hcm-divider{height:1px;background:#f1f5f9;margin-bottom:20px}



/* Insurer grid */

.hcm-grid{display:grid;grid-template-columns:1fr 1fr;gap:10px}

.hcm-insurer{

  border:1.5px solid #f1f5f9;border-radius:14px;padding:5px 14px;

  transition:border-color .2s,background .2s;cursor:default

}

.hcm-insurer:hover{border-color:#bfdbfe;background:#f0f7ff}

.hcm-ins-top{display:flex;align-items:center;justify-content:space-between;margin-bottom:4px}

.hcm-ins-name{font-size:.98rem;font-weight:700;color:var(--navy)}

.hcm-ins-logo{

  width:26px;height:26px;border-radius:8px;

  display:grid;place-items:center;

  font-size:.6rem;font-weight:800;letter-spacing:.02em

}

.hcm-ins-csr{font-size:.74rem;color:var(--gray-500)}

.hcm-ins-csr strong{color:#1d4ed8;font-weight:800;font-size: 16px;}



/* Floating chips */

.fc{

  position:absolute;background:#fff;border-radius:16px;

  padding:11px 16px;

  box-shadow:0 12px 40px rgba(0,0,0,.18),0 2px 8px rgba(0,0,0,.08);

  z-index:3;border:1px solid rgba(0,0,0,.04)

}

.fc1{top:-26px;right:-32px;animation:float 4s ease-in-out infinite}

.fc2{bottom:36px;left:-46px;animation:float 4s ease-in-out infinite 1.4s}

.fc3{bottom:-18px;right:-18px;animation:float 4s ease-in-out infinite 2.8s}

@keyframes float{0%,100%{transform:translateY(0)}50%{transform:translateY(-9px)}}

.fc-inner{display:flex;align-items:center;gap:10px}

.fc-icon{width:32px;height:32px;border-radius:10px;display:grid;place-items:center;flex-shrink:0;font-size:.85rem}

.fc-icon.g{background:#dcfce7;color:#16a34a}

.fc-icon.b{background:#dbeafe;color:#1d4ed8}

.fc-icon.a{background:#fef3c7;color:#d97706}

.fc-lbl{font-size:.67rem;color:#94a3b8;font-weight:500;margin-bottom:1px;white-space:nowrap}

.fc-val{font-size:.87rem;font-weight:800;color:var(--navy);white-space:nowrap}



/* ══ RESPONSIVE ══ */

@media(max-width:991px){

  .col-lg-6,.col-lg-5{width:100%}

  .offset-lg-1{margin-left:0}

  .hero-visual{margin:30px 0px}

  .fc2{display:none}


  .faq-tab-bar { 
    border-radius: 20px !important;
  }
  .footer { 
    padding: 1px 0 0 !important;
  }
}

@media(max-width:575px){

  .hero-h{font-size:2.6rem}

  .hero-trust{flex-direction:column}

  .hti{border-right:none;border-bottom:1px solid rgba(255,255,255,.08)}

  .hti:last-child{border-bottom:none}

  .fc1,.fc3{display:none}

}

/* ══ QUICK QUOTE ══ */

.quote-strip{background:var(--white);border-bottom:1px solid var(--gray-100);padding:26px 0;box-shadow:0 4px 24px rgba(10,22,40,.06)}

.qs-inner{display:flex;align-items:center;gap:12px;flex-wrap:wrap}

.qs-label{font-size:.88rem;font-weight:700;color:var(--navy);white-space:nowrap;margin-right:6px}

.qs-input,.qs-select{flex:1;min-width:140px;height:44px;border:1.5px solid var(--gray-200);border-radius:100px;padding:0 18px;font-family:var(--font-sans);font-size:.86rem;color:var(--gray-700);outline:none;transition:border-color .2s;background:var(--gray-50)}

.qs-input:focus,.qs-select:focus{border-color:var(--blue);background:var(--white)}

.qs-select{appearance:none;-webkit-appearance:none;background-image:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='12' height='8' viewBox='0 0 12 8'%3E%3Cpath fill='%2394a3b8' d='M6 8L0 0h12z'/%3E%3C/svg%3E");background-repeat:no-repeat;background-position:right 16px center;padding-right:36px}

.qs-btn{height:44px;padding:0 26px;background:var(--blue);color:var(--white);border:none;border-radius:100px;font-family:var(--font-sans);font-size:.87rem;font-weight:700;cursor:pointer;display:flex;align-items:center;gap:8px;box-shadow:0 4px 16px rgba(23,85,232,.3);transition:all .2s;white-space:nowrap}

.qs-btn:hover{background:#1045c8;transform:translateY(-1px)}



/* ══ CATEGORIES ══ */

.categories{padding:50px 0;background:var(--white)}

.cat-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:20px}

@media(max-width:900px){.cat-grid{grid-template-columns:repeat(2,1fr)}}

@media(max-width:500px){.cat-grid{grid-template-columns:1fr}}

.cat-card{border:1.5px solid var(--gray-100);border-radius:var(--r-lg);padding:32px 24px;background:var(--white);cursor:pointer;transition:all .3s cubic-bezier(.34,1.4,.64,1);position:relative;overflow:hidden}

.cat-card::before{content:'';position:absolute;inset:0;border-radius:var(--r-lg);background:linear-gradient(145deg,var(--blue),#1755e8);opacity:0;transition:opacity .3s}

/* linear-gradient(145deg, #1755e8, #1755e8) */

.cat-card:hover{transform:translateY(-6px);box-shadow:var(--sh-lg);border-color:transparent}

.cat-card:hover::before{opacity:1}

.cat-card>*{position:relative;z-index:1}

.cat-card:hover .cat-icon-bg{background:rgba(255,255,255,.15)}

.cat-card:hover .cat-icon-bg i{color:var(--white)}

.cat-card:hover .cat-name,.cat-card:hover .cat-desc,.cat-card:hover .cat-link{color:var(--white)}

.cat-card:hover .cat-link-icon{background:rgba(255,255,255,.2);color:var(--white)}

.cat-icon-bg{width:56px;height:56px;border-radius:15px;background:var(--blue-pale);display:grid;place-items:center;margin-bottom:20px;transition:all .3s}

.cat-icon-bg i{font-size:1.35rem;color:var(--blue);transition:color .3s}

.cat-name{font-family:var(--font-sans);font-size:1rem;font-weight:700;color:var(--navy);margin-bottom:8px;transition:color .3s}

.cat-desc{font-size:.82rem;color:var(--gray-500);line-height:1.6;margin-bottom:20px;transition:color .3s}

.cat-link{font-size:.8rem;font-weight:700;color:var(--blue);display:flex;align-items:center;gap:8px;transition:color .3s}

.cat-link-icon{width:26px;height:26px;border-radius:8px;background:var(--blue-pale);display:grid;place-items:center;font-size:.62rem;color:var(--blue);transition:all .3s}



/* ══ WHY ══ */

.why{padding:50px 0;background:#eff4ff}

.why-card{background:var(--white);border-radius:var(--r-lg);padding:32px;height:100%;border:1.5px solid var(--gray-100);transition:all .3s}

.why-card:hover{transform:translateY(-4px);box-shadow:var(--sh-md);border-color:var(--blue-pale2)}

.why-icon{width:52px;height:52px;border-radius:14px;display:grid;place-items:center;font-size:1.25rem;margin-bottom:20px}

.wi-w1{background:var(--blue-pale);color:var(--blue)}

.wi-w2{background:#ccfbf1;color:#0f766e}

.wi-w3{background:#ffedd5;color:#c2410c}

.wi-w4{background:#ede9fe;color:#7c3aed}

/* .wi-blue{background:var(--blue-pale);color:var(--blue)}

.wi-teal{background:#ccfbf1;color:#0f766e}

.wi-orange{background:#ffedd5;color:#c2410c}

.wi-purple{background:#ede9fe;color:#7c3aed} */

.why-card h5{font-family:var(--font-sans);font-size:.98rem;font-weight:700;color:var(--navy);margin-bottom:10px}

.why-card p{font-size:.86rem;color:var(--gray-500);line-height:1.7;margin:0}



/* ══ HOW IT WORKS ══ */

.hiw{padding:50px 0;background:var(--white)}

.hiw-steps{display:grid;grid-template-columns:repeat(4,1fr);position:relative}

@media(max-width:768px){.hiw-steps{grid-template-columns:repeat(2,1fr);gap:24px}}

@media(max-width:480px){.hiw-steps{grid-template-columns:1fr}}

.hiw-conn{position:absolute;top:44px;left:12.5%;width:75%;height:1px;background:linear-gradient(90deg,var(--blue),var(--sky))}

.hiw-conn::before,.hiw-conn::after{content:'';position:absolute;top:-3px;width:7px;height:7px;border-radius:50%}

.hiw-conn::before{left:0;background:var(--blue)}

.hiw-conn::after{right:0;background:var(--sky)}

@media(max-width:768px){.hiw-conn{display:none}}

.hiw-step{text-align:center;padding:0 18px}

.hiw-num{width:88px;height:88px;border-radius:50%;margin:0 auto 20px;display:flex;align-items:center;justify-content:center;position:relative;transition:transform .3s}

.hiw-step:hover .hiw-num{transform:translateY(-4px)}

.hn1{background:linear-gradient(135deg,#eff4ff,#dbeafe);box-shadow:0 8px 24px rgba(23,85,232,.15)}

.hn2{background:linear-gradient(135deg,#ccfbf1,#a7f3d0);box-shadow:0 8px 24px rgba(13,148,136,.15)}

.hn3{background:linear-gradient(135deg,#ffedd5,#fed7aa);box-shadow:0 8px 24px rgba(194,65,12,.15)}

.hn4{background:linear-gradient(135deg,#ede9fe,#ddd6fe);box-shadow:0 8px 24px rgba(124,58,237,.15)}

.hiw-num i{font-size:1.75rem}

.hn1 i{color:var(--blue)}.hn2 i{color:#0f766e}.hn3 i{color:#c2410c}.hn4 i{color:#7c3aed}

.step-badge{position:absolute;top:-4px;right:-4px;width:24px;height:24px;border-radius:50%;background:var(--navy);color:var(--white);font-size:.7rem;font-weight:800;display:grid;place-items:center;border:2px solid var(--white)}

.hiw-step h6{font-family:var(--font-sans);font-size:.97rem;font-weight:700;color:var(--navy);margin-bottom:8px}

.hiw-step p{font-size:.82rem;color:var(--gray-500);line-height:1.65}



/* ══ BENEFITS ══ */

.benefits{padding:50px 0;background:#eff4ff;}

.benefit-card{background:var(--white);border:1.5px solid var(--gray-100);border-radius:var(--r-lg);padding:32px;height:100%;transition:all .3s;position:relative}

.benefit-card::after{content:'';position:absolute;bottom:0;left:28px;right:28px;height:3px;border-radius:3px 3px 0 0;opacity:0;transition:opacity .3s}

.bc1::after{background:var(--blue)}.bc2::after{background:#0d9488}.bc3::after{background:#d97706}.bc4::after{background:#7c3aed}

.benefit-card:hover{transform:translateY(-5px);box-shadow:var(--sh-md);border-color:transparent}

.benefit-card:hover::after{opacity:1}

.ben-icon{font-size:2rem;margin-bottom:18px;display:block}

.bi1{color:var(--blue)}.bi2{color:#0d9488}.bi3{color:#d97706}.bi4{color:#7c3aed}

.benefit-card h5{font-family:var(--font-sans);font-size:.98rem;font-weight:700;color:var(--navy);margin-bottom:8px}

.benefit-card p{font-size:.84rem;color:var(--gray-500);line-height:1.7;margin-bottom:14px}

.ben-metric{font-family:var(--font-serif);font-size:1.55rem;color:var(--navy);display:block;border-top:1px solid var(--gray-100);padding-top:14px}

.ben-metric span{font-size:.78rem;font-family:var(--font-sans);font-weight:600;color:var(--gray-400);margin-left:4px}



/* ══ STATS ══ */

.stats{padding:50px 0;background:radial-gradient(ellipse 80% 70% at 10% 50%,rgba(6,182,212,.1) 0%,transparent 60%),linear-gradient(135deg,var(--navy) 0%,var(--navy-mid) 60%,#0d2860 100%);position:relative;overflow:hidden}

.stats::before{content:'';position:absolute;width:500px;height:500px;border:1px solid rgba(255,255,255,.04);border-radius:50%;right:-150px;top:50%;transform:translateY(-50%)}

.stat-block{text-align:center;padding:20px}

.stat-num{font-family:var(--font-serif);font-size:clamp(2.8rem,5vw,3.8rem);font-weight:400;color:var(--white);line-height:1;margin-bottom:6px}

.stat-num span{color:#93c5fd}

.stat-lbl{font-size:.88rem;color:rgba(255,255,255,.45);font-weight:500}

.partners-section{margin-top:30px;padding-top:25px;border-top:1px solid rgba(255,255,255,.07);text-align:center}

.partners-lbl{font-size:.75rem;font-weight:700;letter-spacing:.14em;text-transform:uppercase;color:rgba(255,255,255,.28);margin-bottom:28px}

.partners-wrap{display:flex;flex-wrap:wrap;justify-content:center;gap:10px}

.partner-pill{display:flex;align-items:center;gap:7px;background:rgba(255,255,255,.06);border:1px solid rgba(255,255,255,.1);border-radius:100px;padding:9px 18px;color:rgba(255,255,255,.55);font-size:.8rem;font-weight:600;transition:all .2s}

.partner-pill:hover{background:rgba(255,255,255,.12);color:rgba(255,255,255,.85);border-color:rgba(255,255,255,.2)}

.partner-pill i{font-size:.72rem;color:rgba(255,255,255,.28)}



/* ══ BLOGS ══ */

.blogs{padding:50px 0;background:#eff4ff;}

.blog-prev,.blog-next{cursor:pointer;width:45px !important;height:45px !important;background:#0d6efd !important;border-radius:50%;color:#fff !important;box-shadow:0 5px 15px rgba(0,0,0,0.15);}

.swiper-button-next:after, .swiper-button-prev:after{font-size: 15px !important;}

.blog-prev:hover,.blog-next:hover{background:#0b5ed7;}



/* ══ TESTIMONIALS ══ */

.testimonials{padding:50px 0;background:var(--white)}

.testi-card{background:var(--white);border:1.5px solid var(--gray-100);border-radius:var(--r-lg);padding:32px;height:100%;transition:all .3s}

.testi-card:hover{box-shadow:var(--sh-md);border-color:var(--blue-pale2);transform:translateY(-4px)}

.testi-stars{color:#f59e0b;font-size:.85rem;margin-bottom:16px;letter-spacing:2px}

.testi-quote{font-family:var(--font-serif);font-size:1.02rem;font-style:italic;color:var(--navy);line-height:1.65;margin-bottom:22px}

.testi-author{display:flex;align-items:center;gap:12px}

.testi-av{width:42px;height:42px;border-radius:50%;display:grid;place-items:center;font-family:var(--font-sans);font-size:.88rem;font-weight:800;color:var(--white);flex-shrink:0}

.av1{background:linear-gradient(135deg,var(--blue),#60a5fa)}

.av2{background:linear-gradient(135deg,#0d9488,#34d399)}

.av3{background:linear-gradient(135deg,#7c3aed,#a78bfa)}

.testi-name{font-size:.9rem;font-weight:700;color:var(--navy)}

.testi-plan{font-size:.78rem;color:var(--gray-400)}





/* FAQs  */ 

/* ═══════════════════════════════════════ SECTION 6 – FAQ═══════════════════════════════════════ */



/* ═══════════ FAQ SECTION ═══════════ */

.faq-section {

  padding: 70px 0 80px;

  background: linear-gradient(135deg, #eff4ff 0%, #f5f0ff 100%);

}



/* ── Tab Bar ── */

.faq-tab-wrapper {

  display: flex;

  justify-content: center;

  margin-bottom: 40px;

}

.faq-tab-bar {

  display: inline-flex;

  gap: 4px;

  background: #ffffff;

  border-radius: 50px;

  padding: 6px;

  box-shadow: 0 4px 24px rgba(23, 86, 232, .12), 0 1px 4px rgba(0,0,0,.06);

  border: 1px solid rgba(23, 86, 232, .1);

  flex-wrap: wrap;

}

.faq-tab-btn {

  display: inline-flex;

  align-items: center; 

  padding: 6px 10px;

  border: none;

  background: transparent;

  border-radius: 50px;

  font-size: .875rem;

  font-weight: 600;

  color: var(--gray-500);

  cursor: pointer;

  transition: all .25s cubic-bezier(.4, 0, .2, 1);

  white-space: nowrap;

}

.faq-tab-btn:hover {

  color: var(--navy);

  background: #f8f9fc;

}

.faq-tab-btn.active {

  background: var(--blue);

  color: #ffffff;

  box-shadow: 0 4px 14px rgba(23, 86, 232, .35);

}

.faq-tab-count {

  font-size: .68rem;

  font-weight: 700;

  background: rgba(255, 255, 255, .25);

  border-radius: 20px;

  padding: 2px 8px;

  line-height: 1.4;

}

.faq-tab-btn:not(.active) .faq-tab-count {

  background: rgba(23, 86, 232, .1);

  color: var(--blue);

}



/* ── Panels ── */

.faq-panels-wrap { 

  margin: 0 auto;

}

.faq-panel {

  display: none;

  animation: fadeSlideUp .3s ease forwards;

}

.faq-panel.active { display: block; }



@keyframes fadeSlideUp {

  from { opacity: 0; transform: translateY(10px); }

  to   { opacity: 1; transform: translateY(0); }

}



/* ── FAQ Items ── */

.faq-item {

  background: #ffffff;

  border: 1.5px solid var(--gray-100);

  border-radius: 14px;

  margin-bottom: 10px;

  overflow: hidden;

  transition: border-color .2s, box-shadow .2s;

}

.faq-item.open {

  border-color: rgba(23, 86, 232, .22);

  box-shadow: 0 6px 24px rgba(23, 86, 232, .08);

}

.faq-q {

  display: flex;

  justify-content: space-between;

  align-items: center;

  padding: 20px 24px;

  cursor: pointer;

  gap: 16px;

  background: #ffffff;

}

.faq-q-text {

  font-size: .93rem;

  font-weight: 600;

  color: var(--navy);

  line-height: 1.45;

}

.faq-icon {

  width: 30px;

  height: 30px;

  border-radius: 8px;

  background: var(--gray-100);

  display: grid;

  place-items: center;

  font-size: .78rem;

  color: var(--gray-500);

  flex-shrink: 0;

  transition: all .25s cubic-bezier(.4, 0, .2, 1);

}

.faq-item.open .faq-icon {

  background: var(--blue);

  color: #ffffff;

  transform: rotate(45deg);

}

.faq-a {

  max-height: 0;

  overflow: hidden;

  padding: 0 24px;

  font-size: .9rem;

  color: var(--gray-500);

  line-height: 1.8;

  transition: max-height .4s cubic-bezier(.4,0,.2,1), padding .35s;

}

.faq-item.open .faq-a {

  max-height: 400px;

  padding: 0 24px 20px;

}





/* .faq-section {

  padding: 50px 0;

  background: #eff4ff;

}



.faq-item {

  border: 1.5px solid var(--gray-100);

  border-radius: var(--r-md);

  margin-bottom: 12px;

  overflow: hidden;

  transition: border-color .2s, box-shadow .2s;

}

.faq-item.open {

  border-color: var(--blue-pale2);

  box-shadow: 0 4px 20px rgba(23,86,232,.08);

}



.faq-q {

  display: flex;

  justify-content: space-between;

  align-items: center;

  padding: 20px 24px;

  cursor: pointer;

  gap: 16px;

  background: #ffffff;

}

.faq-q-text {

  font-size: .95rem;

  font-weight: 600;

  color: var(--navy);

}

.faq-icon {

  width: 30px; height: 30px;

  border-radius: 8px;

  background: var(--gray-100);

  display: grid;

  place-items: center;

  font-size: .75rem;

  color: var(--gray-500);

  flex-shrink: 0;

  transition: all .25s;

}

.faq-item.open .faq-icon {

  background: var(--blue);

  color: var(--white);

  transform: rotate(45deg);

}



.faq-a {

  display: none;

  padding: 0 24px 20px;

  font-size: .9rem;

  color: var(--gray-500);

  line-height: 1.75;

}

.faq-item.open .faq-a { display: block; } */







/* ══ CTA ══ */

.cta-banner{padding:50px 0;background:radial-gradient(ellipse 90% 80% at 80% 20%,rgba(6,182,212,.18) 0%,transparent 55%),linear-gradient(135deg,#060f20,var(--navy-mid));text-align:center;position:relative;overflow:hidden}

.cta-banner::before{content:'';position:absolute;width:800px;height:800px;border:1px solid rgba(255,255,255,.04);border-radius:50%;left:50%;top:50%;transform:translate(-50%,-50%)}

.cta-h{font-family:var(--font-serif);font-size:clamp(2.2rem,4.5vw,3.8rem);font-weight:400;color:var(--white);letter-spacing:-.02em;margin-bottom:16px}

.cta-h em{font-style:italic;color:#93c5fd}

.cta-sub{font-size:1rem;color:rgba(255,255,255,.55);margin-bottom:40px}

.cta-acts{display:flex;justify-content:center;flex-wrap:wrap;gap:14px}

.btn-cta-main{display:inline-flex;align-items:center;gap:9px;background:var(--white);color:var(--navy);font-family:var(--font-sans);font-weight:800;font-size:.95rem;padding:16px 36px;border-radius:100px;border:none;cursor:pointer;box-shadow:0 12px 40px rgba(0,0,0,.3);transition:all .25s}

.btn-cta-main:hover{transform:translateY(-3px);box-shadow:0 18px 50px rgba(0,0,0,.35);color:var(--navy)}



/* ══ FOOTER ══ */

.footer{background:#070e1c;padding:80px 0 0;border-top:1px solid rgba(255,255,255,.04)}

.foot-logo{font-family:var(--font-serif);font-size:1.7rem;color:var(--white)}

.foot-logo span{color:var(--gold-light)}

.foot-desc{font-size:.86rem;color:rgba(255,255,255,.38);line-height:1.75;margin:14px 0 22px;max-width:270px}

.foot-social{display:flex;gap:8px}

.fsoc{width:38px;height:38px;border-radius:10px;background:rgba(255,255,255,.05);border:1px solid rgba(255,255,255,.08);display:grid;place-items:center;color:rgba(255,255,255,.4);font-size:.88rem;transition:all .2s}

.fsoc:hover{background:var(--blue);border-color:var(--blue);color:var(--white);transform:translateY(-2px)}

.foot-col-h{font-family:var(--font-sans);font-size:.72rem;font-weight:800;letter-spacing:.14em;text-transform:uppercase;color:rgba(255,255,255,.28);margin-bottom:20px}

.foot-links{list-style:none;padding-left:0px;}

.foot-links li{margin-bottom:10px}

.foot-links a{font-size:.86rem;color:rgba(255,255,255,.48);transition:all .2s}

.foot-links a:hover{color:rgba(255,255,255,.85);padding-left:5px}

.foot-irdai{display:inline-flex;align-items:center;gap:10px;background:rgba(255,255,255,.04);border:1px solid rgba(255,255,255,.08);border-radius:var(--r-sm);padding:12px 16px;margin-top:24px}

.fi-icon{font-size:1.2rem;color:var(--gold-light)}

.fi-title{font-size:.75rem;font-weight:700;color:rgba(255,255,255,.6)}

.fi-reg{font-size:.72rem;color:rgba(255,255,255,.28)}

.foot-bottom{margin-top:64px;padding:22px 0;border-top:1px solid rgba(255,255,255,.05);display:flex;flex-wrap:wrap;justify-content:space-between;align-items:center;gap:12px}

.foot-copy{font-size:.8rem;color:rgba(255,255,255,.22)}

.foot-disc{font-size:.76rem;color:rgba(255,255,255,.15);max-width:500px;text-align:right}



/* ══ ANIMATIONS ══ */

.sr{opacity:0;transform:translateY(24px);transition:opacity .65s ease,transform .65s ease}

.sr.in{opacity:1;transform:translateY(0)}

.sr-d1{transition-delay:.08s}.sr-d2{transition-delay:.16s}.sr-d3{transition-delay:.24s}.sr-d4{transition-delay:.32s}

.divider{height:1px;background:var(--gray-100);margin:0}

.img--div img{width: 100%;}

.posp-form-desc p {font-size: 18px;font-weight: 600;margin-bottom: 33px;}



/* POLICY DETAIL PAGE CSS START  */

/* ═══════════════════════════════════════

   DESIGN TOKENS

═══════════════════════════════════════ */

:root {

  --navy-h:         #06112a;

  --navy-h-mid:     #0d1f4a;

  --blue-h-deep:    #1040c4;

  --blue-h:         #1756e8;

  --blue-h-mid:     #2563eb;

  --blue-h-light:   #3b82f6;

  --blue-h-pale:    #eff4ff;

  --blue-h-pale2:   #dbeafe;

  --blue-h-glow:    rgba(23,86,232,.18);

  --red:          #e63030;

  --red-dark:     #c72020;

  --red-pale:     #fff1f1;

  --amber:        #f59e0b;

  --green:        #059669;

  --teal:         #0d9488;

  --white:        #ffffff;

  --gray-50:      #f8fafc;

  --gray-100:     #f1f5f9;

  --gray-200:     #e2e8f0;

  --gray-400:     #94a3b8;

  --gray-500:     #64748b;

  --gray-700:     #334155;

  --gray-900:     #0f172a;



  --font-serif: 'Instrument Serif', Georgia, serif;

  --font-sans:  'DM Sans', sans-serif;



  --r-xs:  6px;

  --r-sm:  10px;

  --r-md:  16px;

  --r-lg:  22px;

  --r-xl:  30px;

  --r-2xl: 40px;



  --sh-xs:   0 1px 4px rgba(6,17,42,.06);

  --sh-sm:   0 2px 14px rgba(6,17,42,.09);

  --sh-md:   0 8px 32px rgba(6,17,42,.12);

  --sh-lg:   0 20px 60px rgba(6,17,42,.16);

  --sh-xl:   0 32px 80px rgba(6,17,42,.20);

  --sh-blue: 0 10px 36px rgba(23,86,232,.28);

  --sh-red:  0 10px 36px rgba(230,48,48,.28);

}



/* ═══════════════════════════════════════

   UTILITIES

═══════════════════════════════════════ */

.eyebrow{display:inline-flex;align-items:center;gap:7px;font-family:var(--font-sans);font-size:.72rem;font-weight:700;letter-spacing:.12em;text-transform:uppercase;color:var(--blue-h);background:var(--blue-h-pale);padding:6px 14px;border-radius:100px;border:1px solid var(--blue-h-pale2);margin-bottom:18px}.eyebrow .dot{width:6px;height:6px;border-radius:50%;background:var(--blue-h)}.sec-h{font-family:var(--font-serif);font-size:clamp(1.9rem,3.5vw,2.8rem);font-weight:400;color:var(--navy-h);line-height:1.2;letter-spacing:-.015em}.sec-h em{font-style:italic;color:var(--blue-h)}.sec-sub{font-size:.97rem;color:var(--gray-500);line-height:1.75}

/* Scroll reveal */

.sr { opacity: 0; transform: translateY(22px); transition: opacity .6s ease, transform .6s ease; }

.sr.in { opacity: 1; transform: translateY(0); }

.d1 { transition-delay: .08s; } .d2 { transition-delay: .16s; }

.d3 { transition-delay: .24s; } .d4 { transition-delay: .32s; }





/* RIGHT – QUOTE FORM */

.qc-header,.quote-card{overflow:hidden;position:relative}.qc-header,.qc-header h3,.qc-header-sub,.quote-card{position:relative}.quote-card{background:var(--white);border-radius:var(--r-xl);box-shadow:var(--sh-xl);border:1px solid rgba(23,86,232,.08);z-index:5}.qc-header{background:linear-gradient(135deg,var(--navy-h-mid),var(--blue-h-deep));padding:26px 32px 22px}.qc-header::before{content:'';position:absolute;width:200px;height:200px;border-radius:50%;background:rgba(255,255,255,.04);right:-60px;top:-60px}.qc-header-tag{font-size:.72rem;font-weight:700;letter-spacing:.1em;text-transform:uppercase;color:#93c5fd;margin-bottom:6px}.qc-header h3{font-family:var(--font-serif);font-size:1.45rem;color:var(--white);font-weight:400}.qc-header-sub{font-size:.82rem;color:rgba(255,255,255,.55);margin-top:4px}.qc-body{padding:30px 32px}

/* Form inputs */

.form-group{margin-bottom:18px}.form-label-pl{display:flex;align-items:center;gap:6px;font-size:.79rem;font-weight:700;color:var(--gray-700);margin-bottom:7px;letter-spacing:.01em}.form-label-pl i{color:var(--blue-h);font-size:.8rem;width:14px}.form-input{width:100%;height:48px;border:1.5px solid var(--gray-200);border-radius:var(--r-md);padding:0 16px;font-family:var(--font-sans);font-size:.9rem;color:var(--gray-900);background:var(--gray-50);outline:0;transition:.2s}.form-input:focus{border-color:var(--blue-h);background:var(--white);box-shadow:0 0 0 3px rgba(23,86,232,.1)}.form-input::placeholder{color:var(--gray-400);font-size:.86rem}.input-wrap{position:relative}.input-icon{position:absolute;left:14px;top:50%;transform:translateY(-50%);color:var(--gray-400);font-size:.85rem;pointer-events:none}.form-input.has-icon{padding-left:38px}.form-input.has-icon:focus+.input-icon,.input-wrap:focus-within .input-icon{color:var(--blue-h)}.form-input.car-input{text-transform:uppercase;font-weight:700;letter-spacing:.06em;font-size:.95rem}

.form-row-2 { display: grid; grid-template-columns: 1fr 1fr; gap: 14px; }

@media(max-width:480px) { .form-row-2 { grid-template-columns: 1fr; } }



/* City select */

.city-select{width:100%;height:48px;border:1.5px solid var(--gray-200);border-radius:var(--r-md);padding:0 16px;font-family:var(--font-sans);font-size:.9rem;color:var(--gray-900);background:var(--gray-50);outline:0;appearance:none;-webkit-appearance:none;background-image:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='12' height='8' viewBox='0 0 12 8'%3E%3Cpath fill='%2394a3b8' d='M6 8L0 0h12z'/%3E%3C/svg%3E");background-repeat:no-repeat;background-position:right 14px center;cursor:pointer;transition:.2s}.city-select:focus{border-color:var(--blue-h);background-color:var(--white);box-shadow:0 0 0 3px rgba(23,86,232,.1)}

/* Checkbox */

.check-wrap{display:flex;align-items:flex-start;gap:10px;margin-bottom:22px;cursor:pointer}.check-wrap input[type=checkbox]{width:17px;height:17px;border-radius:5px;border:1.5px solid var(--gray-300);accent-color:var(--blue-h);cursor:pointer;flex-shrink:0;margin-top:2px}.check-wrap .check-label{font-size:.82rem;color:var(--gray-500);line-height:1.55}.check-wrap .check-label strong{color:var(--gray-700)}

/* Submit Button */

.btn-submit{width:100%;height:52px;background:linear-gradient(135deg,var(--red),#c72020);color:var(--white);font-family:var(--font-sans);font-weight:800;font-size:.97rem;border:none;border-radius:var(--r-md);cursor:pointer;display:flex;align-items:center;justify-content:center;gap:10px;box-shadow:var(--sh-red);transition:.25s;letter-spacing:.01em}.btn-submit:hover{background:linear-gradient(135deg,#c72020,#aa1515);transform:translateY(-2px);box-shadow:0 14px 44px rgba(230,48,48,.38)}.btn-submit i{font-size:.9rem}.qc-footer{display:flex;align-items:center;justify-content:center;gap:6px;margin-top:14px;font-size:.78rem;color:var(--gray-400)}.qc-footer i{font-size:.75rem;color:var(--green)}

/* Discount badge */







/* ═══════════════════════════════════════

   SECTION 3 – POLICY DESCRIPTION

═══════════════════════════════════════ */

.policy-desc-section {  padding: 50px 0;  background: var(--gray-50);}.ph-icon {  font-size: 1.3rem;  margin-bottom: 10px;  display: block;}.ph-val {  font-family: var(--font-serif);  font-size: 1.25rem;  color: var(--navy-h);  display: block; line-height: 1.2; margin-bottom: 3px;}.ph-label { font-size: .77rem; color: var(--gray-400); font-weight: 600; }



/* CTA row */

.pdc-cta-row{display:flex;flex-wrap:wrap;gap:12px;align-items:center;padding-top:28px;border-top:1px solid var(--gray-100)}.btn-pdc-ghost,.btn-pdc-main{display:inline-flex;align-items:center;gap:8px;font-family:var(--font-sans);font-size:.9rem;cursor:pointer;transition:.25s}.btn-pdc-main{background:var(--blue-h);color:var(--white);font-weight:700;padding:13px 28px;border-radius:100px;border:none;box-shadow:var(--sh-blue)}.btn-pdc-main:hover{background:var(--blue-h-deep);transform:translateY(-2px);box-shadow:0 14px 40px rgba(23,86,232,.38);color:var(--white)}.btn-pdc-ghost{background:0 0;color:var(--gray-700);font-weight:600;padding:12px 24px;border-radius:100px;border:1.5px solid var(--gray-200)}.btn-pdc-ghost:hover{border-color:var(--blue-h);color:var(--blue-h);background:var(--blue-h-pale)}.pdc-note{font-size:.78rem;color:var(--gray-400);display:flex;align-items:center;gap:5px;margin-left:auto}.pdc-note i{color:var(--green);font-size:.8rem}



/* POLICY DETAIL PAGE CSS END  */

#getQuoteModel{z-index: 9999;}





/* SLIDER START  */



  .slider-- {

            /* background: white; */

            /* box-shadow: 0 10px 20px -5px rgba(0, 0, 0, .125); */

            height: 100px;

            margin: auto;

            overflow: hidden;

            position: relative;

            width: 1150px;

        }



        .slider--::before,

        .slider--::after {

            /* background: linear-gradient(to right, rgba(255, 255, 255, 1) 0%, rgba(255, 255, 255, 0) 100%); */

            content: "";

            height: 100px;

            position: absolute;

            width: 200px;

            z-index: 2;

        }



        .slide-track {

            animation: scroll 40s linear infinite;

            display: flex;

            width: calc(250px * 14);

        }





        .client {

            height: 100px;

            width: 250px;

        }



        .client img {

            height: 100%;

            width: 100%;

            object-fit: cover;

        }



        @keyframes scroll {

            0% {

                transform: translateX(0);

            }



            100% {

                transform: translateX(calc(-250px * 7));

            }

        }

/* SLIDER END*/